What Can I Do If My Ex Stops Paying The Bills? After A Divorce?Unfortunately, once any relationship breaks down, everything that came with that relationship breaks down as well. People tend to become less than diplomatic, and certainly anything but professional – so any agreement which was not in writing usually gets thrown to the wayside the moment a relationship dissolves. It can get quite ugly too – especially when your home, your car, and your credit are at stake. If Your Name Is On The Bill
If your name is on the bill, and yours is the only name on the bill, you’re in luck – the bill is all yours (sorry, sarcasm doesn’t translate well in text). This is a good thing though. Ownership will default to you, and you can take full responsibility for the bill by doing things like asking for bill consolidation or filing a lawsuit against your ex if there was ever any agreement they should pay any of it, verbal or otherwise. Remember, it’s your name on the bill. That means your credit is on the line. Your ex has no real reason or benefit to paying the bill, so don’t expect it to happen. If Your Name Is Not On The Bill If your name isn’t on the bill, but you are in possession of the asset or have some other reason of interest, then you can either negotiate with the creditors or file a suit and see if you can change the name on the bill to yours. Otherwise, don’t really worry about it – just pay your portion and leave the rest to your ex. If you don’t have any real interest in paying the bill and your ex has defaulted with their name on the bill, then you can either go to court to have your obligation removed, or just stop paying.
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