Debt
Consolidation Calculators
Debt calculators include debt payoff goal calculators,
advanced debt consolidation calculators and taking out
home equity debt calculator, etc.
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Mortgage
Calculators
Mortgage calculators include items
that calculate your monthly loan payments, mortgage amortization
schedules, mortgage refinancing calculators, etc. |
General
Financial Calculators
General financial calculators include
loan comparison calculators, effects of compound interest
calculators and more. |
Debt Consolidation Calculators
i) Debt
Investment Calculator
Enter the current monthly payments
you make towards your debt. Then, add the additional monthly
payment you could squeeze out in order to pay off your
debt faster. Then, click on "Compute" and you
will see the Return on Investment (ROI) on your debt.
ii) Debt
to Income Ratio Calculator
This Debt Ratio calculator
compares all your debt to all your income and gives a
percentage % output. Experts in the finance industry suggest
that your outstanding debts (that includes credit card
& mortgage debt) should NOT exceed 36% of your Gross
monthly income. This 36% is also referred to as the Debt-to-Income
ratio.
iii) Debt
PayOff Goal Calculator
This Debt Pay Off Goal Calculator will tell you by how
much you need to increase your monthly payments towards
a particular debt, in order to pay off that debt at a
specified future point in time.
iv) Debt
Consolidation Calculator
This simple debt consolidation calculator will tell you
the Interest charge you pay every month on certain Debts,
and the number of months it will take for you to get rid
of this debt.
v)
Advanced Debt Consolidation Calculator I
You'll get many debt consolidation companies claiming
they will "save you money and reduce your debt by
upto 50%." What they really mean by "saving
you money" is that they will lower your current monthly
payments by consolidating all of your debts into 1, but
with a longer amortization period. This means you will
pay a lower monthly payment but for a longer period of
time (years). This actually means you will end up paying
more interest charges & fees over the longer term
but with a lower monthly payment every month.
vi)
One Time Debt Investment Calculator
This One Time Debt Investment calculator will tell you how much Interest fees you will save if
you add an extra one time payment to the original payments
you make every month. For example, if you have an extra
$50 saved up this month, and you use it to pay off your
debt, this calculator will tell you the Interest Charges
you will save by making that additional $50 payment.
vii)
Home Equity Debt Investment Calculator
This Calculator will tell you the benefits of consolidating
all your high interest rate credit card debt into 1 single
low interest loan using your home
equity line of credit. You can enter 4 types of debts
including Credit Card Debt, Auto Loans, Student Loans
or Other. You enter the current principal balances owing,
what interest rate you are paying as well as the monthly
payment amount, and how many more months of payments are
left...
viii)
Advanced Debt Consolidation Calculator II
This advanced debt consolidation calculator will tell you
the total monthly savings you will make when you consolidate
all of your high interest rate credit card debt into 1 single
low debt consolidation loan. You can enter 5 types of debts
including Mortgage Debt, Credit Card Debt, Auto Loans, Student
Loans or Other. You enter the current principal balances owing,
what interest rate you are paying as well as the monthly payment
amount, and how many more months of payments are left.
viiii)
Debt Investment Calculator with Amortization Schedule
Enter the current monthly payments you make towards your debt.
Then, add the additional monthly payment you could squeeze
out in order to pay off your debt faster. Then, click on "Compute"
and you will see the Return on Investment (ROI) on your debt.
New: You can also print out
a Payment Schedule showing you the amortization of your debt
and monthly payments. Very handy feature!
1) Mortgage
Refinancing Calculator
This mortgage refinancing calculator
will tell you whether you should refinance your current mortgage
loan on a lower interest rate. It will compare your currently
monthly mortgage payments with your payments on the new refinanced
interest rate, outputting the net savings you will have (Monthly
Payment Reduction).
2) Mortgage
Consolidation & Refinancing Calculator Version 1
If you have 2 different mortgages,
this Mortgage Consolidation & Refinancing Calculator Version
1 will help you decide whether it is economically smart for
you to consolidate both of your mortgage loans into 1 single
loan, with a lower interest rate. It will compare your currently
monthly mortgage payments with your payments on the new refinanced
interest rate, outputting the net savings you will have (Monthly
Payment Reduction).
3) Mortgage
Consolidation & Refinancing Calculator Version 2
This mortgage consolidation & refinancing calculator version
2 is a bit different from version 1 in that you can determine
if it is economically sensible for you to consolidate your
1st mortgage, or the consolidation of your 1st and 2nd mortgage
into 1 single low interest rate mortgage. It will compare
your currently monthly mortgage payments with your payments
on the new refinanced interest rate, outputting the net savings
you will have (Monthly Payment Reduction).
4) How
Much Can I Save by Consolidating my Debts Calculator
This Debt Consolidation calculator
asks you to list upto 10 different Debts that you owe including
the # of payments, interest rate, Monthly payments, etc. You
can then enter the interest rate and # of payments that you
would have to make under the new debt consolidation loan.
5) Simple
Mortgage Amortization Calculator
This simple mortgage amortization calculator
asks you to enter the outstanding loan amount you owe on your
mortgage, the annual interest rate you are paying and your
payoff goal (15 years, 20 years or 30 years).
6) Monthly
Loan Payments Calculator
This monthly loan payments calculator
asks you to enter the outstanding loan amount you owe on your
mortgage, the annual interest rate you are paying and your
payoff goal (15 years, 20 years or 30 years). It will then
tell you your total monthly payments together with the total
interest payments you will make over the life of the loan.
7) Mortgage
Refinancing Calculator 2
This mortgage refinancing calculator
compares your current original loan balance and your current
interest rate with the new interest rate provided by the mortgage
refinancing loan. You will then be able to see if it economically
makes sense for you to refinance your mortgage with the newer
interest rate.
8) Prequalify
for Mortgage Loan Calculator
Want to know how much of a mortgage
loan amount you can afford to take out? This calculator takes
into account your current monthly income, the loan amortization
term (15, 20, 30 years), interest rate you get and the down
payment that you put down.
9) Home
Affordability Calculator
This home affordability calculator
will help you determine how much of a mortgage loan you can
afford to take out in the 3 repayment periods (15 years, 20
years or 30 years). It asks you for the monthly payment you
can afford and its applicable interest rate.
General Financial Calculators
1) Compare 3
different Loans Calculator
This calculator will output the monthly
payments you have to make on 3 different loans and will allow
you to compare which loan is more expensive for you and which
one is cheaper. All you have to do is enter the # of payments
you expect to make over the life of the loan, the applicable
interest rate and the principal balance owing.
2) Compounding
Interest Effect Calculator
This compound interest effect calculator
takes an initial investment balance, the monthly contributions
you will be making towards the investment and the yield you
will be getting. It will then output the total amount of money
you have after a certain # of years.
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