Date
Today (mm-dd-yyyy)
Your Name
Your Address
Credit Card Company's Name
Credit Card Company's Mailing Address
Re: (Your account #)
Dear (Creditor's Name or Accounting
Department):
Please close the above referenced
account effective today. I spoke on the phone
with (insert name) on (dd-mm-yyyy) and he/she
guaranteed me that the closing balance of the
credit card would be no more than (insert $$.$$
amount). I have therefore enclosed a check for
that amount ($$.$$).
I would appreciate if you
send me a written confirmation letter that my
account has been closed and the date when it
was closed with a $0 balance. Also, I request
you to attach proof to the letter that you have
informed all the 3 major Credit Bureaus that
my account has been closed at customer's will.
This is a requirement under the Fair Credit
Reporting Act Section 623(a)(4).
I appreciate your 100% cooperation
regarding this matter and if you have any questions/concerns,
please do not hesitate to contact me at (your
Phone #).
Sincerely,
(Your Signature)
(Your Printed Name) |
