Today's
Date (dd-mm-yyyy)
Your Name
Your Address
Debt Collector's Name
Debt Collector's Address
RE: (Account # of Debt Owed, Customer
Name & Type of Debt)
Mr/Mrs. Debt Collector,
I dispute the amount of money owed
on this account (Reference Account ####) and I do not
agree that I owe that sum of money. Instead of this,
I am offering to pay $____ every month for the next
____ months or a lump sum payment of $____ to settle
this debt for good. This will save us both a lot of
time and money.
I would really appreciate if you reply
to this letter and confirm acceptance of my above payment
terms. In order to show you my commitment in settling
this debt, I have also enclosed my first payment of
$____ in paper check. If i do not receive a reply from
you and you cash in my check, I will assume you accept
my above mentioned payment terms. If you do NOT accept
my payment terms above, please return my enclosed payment
check in the self-addressed stamped envelope.
If you have an alternate plan in settling
this debt, you can reach me at my Phone number: (###)
###-####.
I am not a chicken to run away from
my debts. This is why I am contacting you with this
letter. Thank you for your understanding.
Sincerely,
(Your Signature)
(Your Printed Name) |
