How
Can I Get a Copy of my Credit Report?
You can get a copy of your
Credit Report from any of these 3 Credit Reporting
Sites (for a small fee):
Can Debt Collection
Agencies Check my Credit Report?
Yes, debt collection agencies
can legally check your credit report. When you
sign on a loan application such as a mortgage
loan, credit card debt, auto loan or even a payday
loan, you permit the lender to check your credit
report at anytime they want, to their discretion.
Is
a Charged Off Debt Still Collectible by Creditors?
Yes a charged off debt is still
collectible by creditors, even years after it has
been written off.
When
Someone Dies, Who is Responsible for Paying His Debts?
If someone dies and leaves
behind a debt load, the executor or administrator
of his estate or wealth is responsible for paying
off and handling the debts. If the dying person did
not write a will, then the spouse automatically assumes
responsibility of both his estate and all his debts. |