1. If you spend more than 50% of your credit limit every month, this indicates to the Credit Bureau that you do NOT have enough cash on hand to meet your monthly expenses. This will term you as a high credit risk and will actually reduce your credit score by 60 - 70 points overnight (Fair Isaac).

2. If you miss 1 or 2 payments on your credit card debt, the issuing company will skyrocket your interest rate to a whopping 27% - 30%!

3. Out of a random sample of 3 million American consumers (included in Experian's National Score Index), 51% of them have atleast 2 credit cards and 14% of them have 10 or more credit cards.

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Trans Union Corporation - Reviews of Alabama Debt Consolidation Companies

Physical Address:	10 Inverness Center Pkwy Ste 210 Birmingham, Alabama
Year of Establishment:	1968
Description:	- Trans Union Corporation provides financial solutions to >50,000 businesses in USA - Has credit history records of >500 million consumers worldwide.
Services Provided:	- Help customers dispute items on their credit reports, erase inaccurate information from consumers' credit reports - Help consumers prevent identity theft fraud and limit the damages caused. - Provide consumers access to their credit reports at an affordable price ($14.95 / month) - Help identity theft fraud victims get their credit scores back on track and settle any inaccurate information.
Future Expansion Plans:	The company hopes to solidify its credit solutions offered to consumers and help resolve any credit disputes with ease and efficiency. The company also hopes to educate its customers to not be victims of identity theft fraud by helping them better protect their identities and proper use of credit cards.