1. If you spend more than 50% of your credit limit every month, this indicates to the Credit Bureau that you do NOT have enough cash on hand to meet your monthly expenses. This will term you as a high credit risk and will actually reduce your credit score by 60 - 70 points overnight (Fair Isaac).

2. If you miss 1 or 2 payments on your credit card debt, the issuing company will skyrocket your interest rate to a whopping 27% - 30%!

3. Out of a random sample of 3 million American consumers (included in Experian's National Score Index), 51% of them have atleast 2 credit cards and 14% of them have 10 or more credit cards.

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Business Partners Group - Reviews of California Debt Consolidation Companies

Physical Address:	102 - 4340 Leimert Blvd Los Angeles, California (CA)
Year of Establishment:	1990s
Description:	- Business Partners Group is a Debt Consolidation company headquartered in California that offers unique debt consolidation services to both personal loan consumers and commercial debt consolidation loan borrowers. - The firm consolidates all multiple debts into 1 debt consolidation loan with a lower monthly payment and lower interest rates. - The firm also helps in waiving over-the-limit usage fees as well as late payment fees. - Business Partners Group offers bankruptcy seekers alternative options such as debt negotiation with collection agencies, debt settlement as well as debt consolidation loans. - Business Partners Group also helps its debt consolidation clients achieve a good credit history & a good credit score that is crucial to financial success.
Services Provided:	- Credit counseling, debt counseling - Debt clearance & elimination - Company also helps consumers make proper use of their finances and budgeting.